Basic Allowance for Housing
SAGINAW, MI
2026 rate sheet - all 27 paygrades
MilitaryCalc
militarycalc.com
Source: DoD DTMO
| Paygrade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,329 | $1,080 |
| E-2 | $1,329 | $1,080 |
| E-3 | $1,329 | $1,080 |
| E-4 | $1,329 | $1,080 |
| E-5 | $1,503 | $1,128 |
| E-6 | $1,749 | $1,311 |
| E-7 | $1,782 | $1,338 |
| E-8 | $1,818 | $1,560 |
| E-9 | $1,869 | $1,623 |
| W-1 | $1,767 | $1,326 |
| W-2 | $1,797 | $1,557 |
| W-3 | $1,845 | $1,635 |
| W-4 | $1,878 | $1,749 |
| W-5 | $1,929 | $1,788 |
| O-1E | $1,785 | $1,500 |
| O-2E | $1,833 | $1,608 |
| O-3E | $1,887 | $1,740 |
| O-1 | $1,542 | $1,158 |
| O-2 | $1,746 | $1,449 |
| O-3 | $1,842 | $1,656 |
| O-4 | $1,938 | $1,773 |
| O-5 | $2,007 | $1,791 |
| O-6 | $2,022 | $1,821 |
| O-7 | $2,031 | $1,848 |
| O-8 | $2,031 | $1,848 |
| O-9 | $2,031 | $1,848 |
| O-10 | $2,031 | $1,848 |
E-5 with dependents - 4-year history
2023: $1,3712024: $1,4102025: $1,4972026: $1,503
Official 2026 BAH rates published by the U.S. Department of Defense (DTMO). BAH depends on duty-station ZIP, paygrade, and dependent status. Rates update annually each January. Full calculator and 4-year history at militarycalc.com/bah/saginaw-mi. Not affiliated with the U.S. Government.