High-3: 2.5% × YOS × avg highest 36 months basic pay. For service 1980-2017 or 2018+ who didn't opt-in BRS.
BRS: 2.0% × YOS × high-3 + TSP match up to 5%. Auto for 2018+ entrants.
Final Pay: 2.5% × YOS × final basic pay. Pre-1980 entrants only.
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