VA Loan Calculator

Funding fee: First-time 0%-down = 2.15%. Subsequent use 0%-down = 3.30%. Drops to 1.50% with 5% down, 1.25% with 10%+.

Exempt: Veterans with service-connected disability comp, Purple Heart recipients, surviving spouses receiving DIC pay no funding fee.

Note: Doesn't include property tax, insurance, HOA. Add those separately for total monthly housing cost.