BAH · MD128
2026 BAH Rates in ANNAPOLIS, MD
All 27 paygrades, with and without dependents. This MHA changed +16.6% over the last 4 years.
E-5 with dependents · 2026
$2,928/mo
$35,136/yr
Without dep: $2,475·Δ +$453/mo
YoY change
+2.4%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $2,757 | $2,280 | $33,084 |
| E-2 | $2,757 | $2,280 | $33,084 |
| E-3 | $2,757 | $2,280 | $33,084 |
| E-4 | $2,757 | $2,280 | $33,084 |
| E-5 | $2,928 | $2,475 | $35,136 |
| E-6 | $3,228 | $2,601 | $38,736 |
| E-7 | $3,303 | $2,763 | $39,636 |
| E-8 | $3,384 | $2,991 | $40,608 |
| E-9 | $3,546 | $3,075 | $42,552 |
| W-1 | $3,246 | $2,709 | $38,952 |
| W-2 | $3,336 | $2,988 | $40,032 |
| W-3 | $3,441 | $3,087 | $41,292 |
| W-4 | $3,585 | $3,237 | $43,020 |
| W-5 | $3,762 | $3,321 | $45,144 |
| O-1E | $3,315 | $2,925 | $39,780 |
| O-2E | $3,423 | $3,054 | $41,076 |
| O-3E | $3,612 | $3,219 | $43,344 |
| O-1 | $2,970 | $2,586 | $35,640 |
| O-2 | $3,225 | $2,874 | $38,700 |
| O-3 | $3,438 | $3,114 | $41,256 |
| O-4 | $3,822 | $3,300 | $45,864 |
| O-5 | $4,101 | $3,342 | $49,212 |
| O-6 | $4,134 | $3,417 | $49,608 |
| O-7 | $4,164 | $3,477 | $49,968 |
| O-8 | $4,164 | $3,477 | $49,968 |
| O-9 | $4,164 | $3,477 | $49,968 |
| O-10 | $4,164 | $3,477 | $49,968 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $2,511 | $30,132 | - |
| 2024 | $2,742 | $32,904 | +9.2% |
| 2025 | $2,859 | $34,308 | +4.3% |
| 2026 | $2,928 | $35,136 | +2.4% |
Need a specific scenario?
Open the interactive calculator to flip dependents on/off, compare two ZIPs side-by-side, or view full 4-year history charts.