BAH · IL325
2026 BAH Rates in CHICAGO, IL
All 27 paygrades, with and without dependents. This MHA changed +26.9% over the last 4 years.
E-5 with dependents · 2026
$3,438/mo
$41,256/yr
Without dep: $2,736·Δ +$702/mo
YoY change
+10.8%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $3,174 | $2,415 | $38,088 |
| E-2 | $3,174 | $2,415 | $38,088 |
| E-3 | $3,174 | $2,415 | $38,088 |
| E-4 | $3,174 | $2,415 | $38,088 |
| E-5 | $3,438 | $2,736 | $41,256 |
| E-6 | $3,702 | $2,937 | $44,424 |
| E-7 | $3,723 | $3,186 | $44,676 |
| E-8 | $3,732 | $3,498 | $44,784 |
| E-9 | $3,771 | $3,567 | $45,252 |
| W-1 | $3,720 | $3,090 | $44,640 |
| W-2 | $3,729 | $3,495 | $44,748 |
| W-3 | $3,741 | $3,579 | $44,892 |
| W-4 | $3,795 | $3,696 | $45,540 |
| W-5 | $3,900 | $3,708 | $46,800 |
| O-1E | $3,726 | $3,435 | $44,712 |
| O-2E | $3,735 | $3,552 | $44,820 |
| O-3E | $3,810 | $3,693 | $45,720 |
| O-1 | $3,477 | $2,907 | $41,724 |
| O-2 | $3,699 | $3,354 | $44,388 |
| O-3 | $3,738 | $3,603 | $44,856 |
| O-4 | $3,927 | $3,699 | $47,124 |
| O-5 | $4,086 | $3,711 | $49,032 |
| O-6 | $4,122 | $3,714 | $49,464 |
| O-7 | $4,152 | $3,756 | $49,824 |
| O-8 | $4,152 | $3,756 | $49,824 |
| O-9 | $4,152 | $3,756 | $49,824 |
| O-10 | $4,152 | $3,756 | $49,824 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $2,709 | $32,508 | - |
| 2024 | $2,808 | $33,696 | +3.7% |
| 2025 | $3,102 | $37,224 | +10.5% |
| 2026 | $3,438 | $41,256 | +10.8% |
Need a specific scenario?
Open the interactive calculator to flip dependents on/off, compare two ZIPs side-by-side, or view full 4-year history charts.