BAH · IA082
2026 BAH Rates in DES MOINES, IA
All 27 paygrades, with and without dependents. This MHA changed +19.7% over the last 4 years.
E-5 with dependents · 2026
$1,770/mo
$21,240/yr
Without dep: $1,359·Δ +$411/mo
YoY change
+8.7%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $1,593 | $1,284 | $19,116 |
| E-2 | $1,593 | $1,284 | $19,116 |
| E-3 | $1,593 | $1,284 | $19,116 |
| E-4 | $1,593 | $1,284 | $19,116 |
| E-5 | $1,770 | $1,359 | $21,240 |
| E-6 | $2,208 | $1,656 | $26,496 |
| E-7 | $2,292 | $1,719 | $27,504 |
| E-8 | $2,379 | $1,863 | $28,548 |
| E-9 | $2,511 | $1,989 | $30,132 |
| W-1 | $2,229 | $1,674 | $26,748 |
| W-2 | $2,328 | $1,860 | $27,936 |
| W-3 | $2,436 | $2,007 | $29,232 |
| W-4 | $2,538 | $2,223 | $30,456 |
| W-5 | $2,667 | $2,310 | $32,004 |
| O-1E | $2,304 | $1,767 | $27,648 |
| O-2E | $2,418 | $1,962 | $29,016 |
| O-3E | $2,559 | $2,202 | $30,708 |
| O-1 | $1,830 | $1,413 | $21,960 |
| O-2 | $2,205 | $1,722 | $26,460 |
| O-3 | $2,433 | $2,049 | $29,196 |
| O-4 | $2,706 | $2,289 | $32,472 |
| O-5 | $2,904 | $2,334 | $34,848 |
| O-6 | $2,925 | $2,415 | $35,100 |
| O-7 | $2,943 | $2,454 | $35,316 |
| O-8 | $2,943 | $2,454 | $35,316 |
| O-9 | $2,943 | $2,454 | $35,316 |
| O-10 | $2,943 | $2,454 | $35,316 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $1,479 | $17,748 | - |
| 2024 | $1,539 | $18,468 | +4.1% |
| 2025 | $1,629 | $19,548 | +5.8% |
| 2026 | $1,770 | $21,240 | +8.7% |
Need a specific scenario?
Open the interactive calculator to flip dependents on/off, compare two ZIPs side-by-side, or view full 4-year history charts.