BAH · NY225
2026 BAH Rates in FORT DRUM/WATERTOWN, NY
All 27 paygrades, with and without dependents. This MHA changed +8.2% over the last 4 years.
E-5 with dependents · 2026
$1,665/mo
$19,980/yr
Without dep: $1,422·Δ +$243/mo
YoY change
+5.3%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $1,569 | $1,356 | $18,828 |
| E-2 | $1,569 | $1,356 | $18,828 |
| E-3 | $1,569 | $1,356 | $18,828 |
| E-4 | $1,569 | $1,356 | $18,828 |
| E-5 | $1,665 | $1,422 | $19,980 |
| E-6 | $1,893 | $1,476 | $22,716 |
| E-7 | $2,103 | $1,578 | $25,236 |
| E-8 | $2,331 | $1,749 | $27,972 |
| E-9 | $2,526 | $1,896 | $30,312 |
| W-1 | $1,914 | $1,548 | $22,968 |
| W-2 | $2,196 | $1,713 | $26,352 |
| W-3 | $2,478 | $1,899 | $29,736 |
| W-4 | $2,544 | $1,938 | $30,528 |
| W-5 | $2,631 | $2,154 | $31,572 |
| O-1E | $2,145 | $1,662 | $25,740 |
| O-2E | $2,436 | $1,827 | $29,232 |
| O-3E | $2,559 | $1,920 | $30,708 |
| O-1 | $1,701 | $1,470 | $20,412 |
| O-2 | $1,890 | $1,638 | $22,680 |
| O-3 | $2,469 | $1,902 | $29,628 |
| O-4 | $2,655 | $2,115 | $31,860 |
| O-5 | $2,784 | $2,244 | $33,408 |
| O-6 | $2,805 | $2,457 | $33,660 |
| O-7 | $2,823 | $2,496 | $33,876 |
| O-8 | $2,823 | $2,496 | $33,876 |
| O-9 | $2,823 | $2,496 | $33,876 |
| O-10 | $2,823 | $2,496 | $33,876 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $1,539 | $18,468 | - |
| 2024 | $1,509 | $18,108 | -1.9% |
| 2025 | $1,581 | $18,972 | +4.8% |
| 2026 | $1,665 | $19,980 | +5.3% |
Need a specific scenario?
Open the interactive calculator to flip dependents on/off, compare two ZIPs side-by-side, or view full 4-year history charts.