BAH · KY109
2026 BAH Rates in LOUISVILLE, KY
All 27 paygrades, with and without dependents. This MHA changed +11.6% over the last 4 years.
E-5 with dependents · 2026
$1,989/mo
$23,868/yr
Without dep: $1,533·Δ +$456/mo
YoY change
+2.0%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $1,809 | $1,377 | $21,708 |
| E-2 | $1,809 | $1,377 | $21,708 |
| E-3 | $1,809 | $1,377 | $21,708 |
| E-4 | $1,809 | $1,377 | $21,708 |
| E-5 | $1,989 | $1,533 | $23,868 |
| E-6 | $2,274 | $1,704 | $27,288 |
| E-7 | $2,316 | $1,815 | $27,792 |
| E-8 | $2,364 | $2,052 | $28,368 |
| E-9 | $2,487 | $2,127 | $29,844 |
| W-1 | $2,292 | $1,758 | $27,504 |
| W-2 | $2,334 | $2,049 | $28,008 |
| W-3 | $2,397 | $2,139 | $28,764 |
| W-4 | $2,523 | $2,277 | $30,276 |
| W-5 | $2,679 | $2,325 | $32,148 |
| O-1E | $2,322 | $1,986 | $27,864 |
| O-2E | $2,385 | $2,109 | $28,620 |
| O-3E | $2,547 | $2,265 | $30,564 |
| O-1 | $2,031 | $1,626 | $24,372 |
| O-2 | $2,271 | $1,932 | $27,252 |
| O-3 | $2,394 | $2,166 | $28,728 |
| O-4 | $2,730 | $2,310 | $32,760 |
| O-5 | $2,973 | $2,331 | $35,676 |
| O-6 | $2,997 | $2,373 | $35,964 |
| O-7 | $3,015 | $2,412 | $36,180 |
| O-8 | $3,015 | $2,412 | $36,180 |
| O-9 | $3,015 | $2,412 | $36,180 |
| O-10 | $3,015 | $2,412 | $36,180 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $1,782 | $21,384 | - |
| 2024 | $1,848 | $22,176 | +3.7% |
| 2025 | $1,950 | $23,400 | +5.5% |
| 2026 | $1,989 | $23,868 | +2.0% |
Need a specific scenario?
Open the interactive calculator to flip dependents on/off, compare two ZIPs side-by-side, or view full 4-year history charts.