BAH · FL063
2026 BAH Rates in PANAMA CITY, FL
All 27 paygrades, with and without dependents. This MHA changed +22.6% over the last 4 years.
E-5 with dependents · 2026
$2,163/mo
$25,956/yr
Without dep: $1,863·Δ +$300/mo
YoY change
+0.4%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $2,058 | $1,713 | $24,696 |
| E-2 | $2,058 | $1,713 | $24,696 |
| E-3 | $2,058 | $1,713 | $24,696 |
| E-4 | $2,058 | $1,713 | $24,696 |
| E-5 | $2,163 | $1,863 | $25,956 |
| E-6 | $2,442 | $1,959 | $29,304 |
| E-7 | $2,538 | $2,058 | $30,456 |
| E-8 | $2,643 | $2,223 | $31,716 |
| E-9 | $2,766 | $2,298 | $33,192 |
| W-1 | $2,460 | $2,037 | $29,520 |
| W-2 | $2,580 | $2,220 | $30,960 |
| W-3 | $2,712 | $2,310 | $32,544 |
| W-4 | $2,787 | $2,460 | $33,444 |
| W-5 | $2,886 | $2,562 | $34,632 |
| O-1E | $2,556 | $2,160 | $30,672 |
| O-2E | $2,691 | $2,280 | $32,292 |
| O-3E | $2,802 | $2,433 | $33,624 |
| O-1 | $2,202 | $1,953 | $26,424 |
| O-2 | $2,439 | $2,133 | $29,268 |
| O-3 | $2,709 | $2,337 | $32,508 |
| O-4 | $2,913 | $2,538 | $34,956 |
| O-5 | $3,060 | $2,595 | $36,720 |
| O-6 | $3,084 | $2,691 | $37,008 |
| O-7 | $3,105 | $2,736 | $37,260 |
| O-8 | $3,105 | $2,736 | $37,260 |
| O-9 | $3,105 | $2,736 | $37,260 |
| O-10 | $3,105 | $2,736 | $37,260 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $1,764 | $21,168 | - |
| 2024 | $2,040 | $24,480 | +15.6% |
| 2025 | $2,154 | $25,848 | +5.6% |
| 2026 | $2,163 | $25,956 | +0.4% |
Need a specific scenario?
Open the interactive calculator to flip dependents on/off, compare two ZIPs side-by-side, or view full 4-year history charts.