BAH · FL064
2026 BAH Rates in PENSACOLA, FL
All 27 paygrades, with and without dependents. This MHA changed +7.6% over the last 4 years.
E-5 with dependents · 2026
$1,863/mo
$22,356/yr
Without dep: $1,644·Δ +$219/mo
YoY change
+1.6%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $1,794 | $1,521 | $21,528 |
| E-2 | $1,794 | $1,521 | $21,528 |
| E-3 | $1,794 | $1,521 | $21,528 |
| E-4 | $1,794 | $1,521 | $21,528 |
| E-5 | $1,863 | $1,644 | $22,356 |
| E-6 | $2,235 | $1,722 | $26,820 |
| E-7 | $2,256 | $1,791 | $27,072 |
| E-8 | $2,265 | $1,941 | $27,180 |
| E-9 | $2,304 | $2,046 | $27,648 |
| W-1 | $2,253 | $1,782 | $27,036 |
| W-2 | $2,262 | $1,938 | $27,144 |
| W-3 | $2,274 | $2,061 | $27,288 |
| W-4 | $2,325 | $2,229 | $27,900 |
| W-5 | $2,427 | $2,241 | $29,124 |
| O-1E | $2,259 | $1,860 | $27,108 |
| O-2E | $2,268 | $2,022 | $27,216 |
| O-3E | $2,340 | $2,226 | $28,080 |
| O-1 | $1,914 | $1,719 | $22,968 |
| O-2 | $2,232 | $1,842 | $26,784 |
| O-3 | $2,271 | $2,097 | $27,252 |
| O-4 | $2,457 | $2,232 | $29,484 |
| O-5 | $2,610 | $2,244 | $31,320 |
| O-6 | $2,631 | $2,247 | $31,572 |
| O-7 | $2,646 | $2,259 | $31,752 |
| O-8 | $2,646 | $2,259 | $31,752 |
| O-9 | $2,646 | $2,259 | $31,752 |
| O-10 | $2,646 | $2,259 | $31,752 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $1,731 | $20,772 | - |
| 2024 | $1,731 | $20,772 | +0.0% |
| 2025 | $1,833 | $21,996 | +5.9% |
| 2026 | $1,863 | $22,356 | +1.6% |
Need a specific scenario?
Open the interactive calculator to flip dependents on/off, compare two ZIPs side-by-side, or view full 4-year history charts.