BAH · AZ013
2026 BAH Rates in PHOENIX, AZ
All 27 paygrades, with and without dependents. This MHA changed -3.9% over the last 4 years.
E-5 with dependents · 2026
$2,289/mo
$27,468/yr
Without dep: $1,740·Δ +$549/mo
YoY change
-4.3%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $2,061 | $1,587 | $24,732 |
| E-2 | $2,061 | $1,587 | $24,732 |
| E-3 | $2,061 | $1,587 | $24,732 |
| E-4 | $2,061 | $1,587 | $24,732 |
| E-5 | $2,289 | $1,740 | $27,468 |
| E-6 | $2,457 | $1,857 | $29,484 |
| E-7 | $2,475 | $2,070 | $29,700 |
| E-8 | $2,484 | $2,331 | $29,808 |
| E-9 | $2,517 | $2,367 | $30,204 |
| W-1 | $2,472 | $1,992 | $29,664 |
| W-2 | $2,481 | $2,328 | $29,772 |
| W-3 | $2,493 | $2,376 | $29,916 |
| W-4 | $2,535 | $2,448 | $30,420 |
| W-5 | $2,622 | $2,460 | $31,464 |
| O-1E | $2,478 | $2,286 | $29,736 |
| O-2E | $2,487 | $2,358 | $29,844 |
| O-3E | $2,547 | $2,445 | $30,564 |
| O-1 | $2,319 | $1,830 | $27,828 |
| O-2 | $2,454 | $2,217 | $29,448 |
| O-3 | $2,490 | $2,391 | $29,880 |
| O-4 | $2,646 | $2,451 | $31,752 |
| O-5 | $2,775 | $2,463 | $33,300 |
| O-6 | $2,796 | $2,466 | $33,552 |
| O-7 | $2,814 | $2,487 | $33,768 |
| O-8 | $2,814 | $2,487 | $33,768 |
| O-9 | $2,814 | $2,487 | $33,768 |
| O-10 | $2,814 | $2,487 | $33,768 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $2,382 | $28,584 | - |
| 2024 | $2,337 | $28,044 | -1.9% |
| 2025 | $2,391 | $28,692 | +2.3% |
| 2026 | $2,289 | $27,468 | -4.3% |
Need a specific scenario?
Open the interactive calculator to flip dependents on/off, compare two ZIPs side-by-side, or view full 4-year history charts.