BAH · TX415
2026 BAH Rates in WACO, TX
All 27 paygrades, with and without dependents. This MHA changed +13.4% over the last 4 years.
E-5 with dependents · 2026
$1,755/mo
$21,060/yr
Without dep: $1,440·Δ +$315/mo
YoY change
+0.5%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $1,617 | $1,404 | $19,404 |
| E-2 | $1,617 | $1,404 | $19,404 |
| E-3 | $1,617 | $1,404 | $19,404 |
| E-4 | $1,617 | $1,404 | $19,404 |
| E-5 | $1,755 | $1,440 | $21,060 |
| E-6 | $2,097 | $1,572 | $25,164 |
| E-7 | $2,199 | $1,650 | $26,388 |
| E-8 | $2,310 | $1,830 | $27,720 |
| E-9 | $2,496 | $1,926 | $29,952 |
| W-1 | $2,118 | $1,590 | $25,416 |
| W-2 | $2,244 | $1,827 | $26,928 |
| W-3 | $2,382 | $1,938 | $28,584 |
| W-4 | $2,538 | $2,118 | $30,456 |
| W-5 | $2,730 | $2,223 | $32,760 |
| O-1E | $2,217 | $1,752 | $26,604 |
| O-2E | $2,361 | $1,902 | $28,332 |
| O-3E | $2,568 | $2,091 | $30,816 |
| O-1 | $1,803 | $1,473 | $21,636 |
| O-2 | $2,094 | $1,713 | $25,128 |
| O-3 | $2,379 | $1,971 | $28,548 |
| O-4 | $2,793 | $2,199 | $33,516 |
| O-5 | $3,093 | $2,319 | $37,116 |
| O-6 | $3,117 | $2,361 | $37,404 |
| O-7 | $3,138 | $2,400 | $37,656 |
| O-8 | $3,138 | $2,400 | $37,656 |
| O-9 | $3,138 | $2,400 | $37,656 |
| O-10 | $3,138 | $2,400 | $37,656 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $1,548 | $18,576 | - |
| 2024 | $1,611 | $19,332 | +4.1% |
| 2025 | $1,746 | $20,952 | +8.4% |
| 2026 | $1,755 | $21,060 | +0.5% |
Need a specific scenario?
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