BAH · NC186
2026 BAH Rates in WILMINGTON, NC
All 27 paygrades, with and without dependents. This MHA changed +10.6% over the last 4 years.
E-5 with dependents · 2026
$2,040/mo
$24,480/yr
Without dep: $1,701·Δ +$339/mo
YoY change
-1.4%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $1,932 | $1,491 | $23,184 |
| E-2 | $1,932 | $1,491 | $23,184 |
| E-3 | $1,932 | $1,491 | $23,184 |
| E-4 | $1,932 | $1,491 | $23,184 |
| E-5 | $2,040 | $1,701 | $24,480 |
| E-6 | $2,502 | $1,878 | $30,024 |
| E-7 | $2,547 | $1,932 | $30,564 |
| E-8 | $2,595 | $2,136 | $31,140 |
| E-9 | $2,736 | $2,271 | $32,832 |
| W-1 | $2,523 | $1,905 | $30,276 |
| W-2 | $2,568 | $2,133 | $30,816 |
| W-3 | $2,631 | $2,289 | $31,572 |
| W-4 | $2,775 | $2,508 | $33,300 |
| W-5 | $2,958 | $2,559 | $35,496 |
| O-1E | $2,553 | $2,037 | $30,636 |
| O-2E | $2,619 | $2,241 | $31,428 |
| O-3E | $2,805 | $2,496 | $33,660 |
| O-1 | $2,100 | $1,818 | $25,200 |
| O-2 | $2,496 | $2,007 | $29,952 |
| O-3 | $2,628 | $2,334 | $31,536 |
| O-4 | $3,018 | $2,541 | $36,216 |
| O-5 | $3,303 | $2,565 | $39,636 |
| O-6 | $3,327 | $2,607 | $39,924 |
| O-7 | $3,351 | $2,652 | $40,212 |
| O-8 | $3,351 | $2,652 | $40,212 |
| O-9 | $3,351 | $2,652 | $40,212 |
| O-10 | $3,351 | $2,652 | $40,212 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $1,845 | $22,140 | - |
| 2024 | $1,977 | $23,724 | +7.2% |
| 2025 | $2,070 | $24,840 | +4.7% |
| 2026 | $2,040 | $24,480 | -1.4% |
Need a specific scenario?
Open the interactive calculator to flip dependents on/off, compare two ZIPs side-by-side, or view full 4-year history charts.