BAH · TN266
2026 BAH Rates in CHATTANOOGA, TN
All 27 paygrades, with and without dependents. This MHA changed +18.0% over the last 4 years.
E-5 with dependents · 2026
$1,986/mo
$23,832/yr
Without dep: $1,629·Δ +$357/mo
YoY change
+1.8%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $1,863 | $1,446 | $22,356 |
| E-2 | $1,863 | $1,446 | $22,356 |
| E-3 | $1,863 | $1,446 | $22,356 |
| E-4 | $1,863 | $1,446 | $22,356 |
| E-5 | $1,986 | $1,629 | $23,832 |
| E-6 | $2,397 | $1,797 | $28,764 |
| E-7 | $2,445 | $1,863 | $29,340 |
| E-8 | $2,490 | $2,073 | $29,880 |
| E-9 | $2,631 | $2,193 | $31,572 |
| W-1 | $2,418 | $1,830 | $29,016 |
| W-2 | $2,463 | $2,070 | $29,556 |
| W-3 | $2,523 | $2,208 | $30,276 |
| W-4 | $2,670 | $2,403 | $32,040 |
| W-5 | $2,856 | $2,454 | $34,272 |
| O-1E | $2,448 | $1,983 | $29,376 |
| O-2E | $2,511 | $2,166 | $30,132 |
| O-3E | $2,700 | $2,391 | $32,400 |
| O-1 | $2,043 | $1,734 | $24,516 |
| O-2 | $2,394 | $1,950 | $28,728 |
| O-3 | $2,520 | $2,247 | $30,240 |
| O-4 | $2,916 | $2,436 | $34,992 |
| O-5 | $3,201 | $2,460 | $38,412 |
| O-6 | $3,228 | $2,499 | $38,736 |
| O-7 | $3,249 | $2,541 | $38,988 |
| O-8 | $3,249 | $2,541 | $38,988 |
| O-9 | $3,249 | $2,541 | $38,988 |
| O-10 | $3,249 | $2,541 | $38,988 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $1,683 | $20,196 | - |
| 2024 | $1,848 | $22,176 | +9.8% |
| 2025 | $1,950 | $23,400 | +5.5% |
| 2026 | $1,986 | $23,832 | +1.8% |
Need a specific scenario?
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