BAH · TN268
2026 BAH Rates in MEMPHIS, TN
All 27 paygrades, with and without dependents. This MHA changed +4.4% over the last 4 years.
E-5 with dependents · 2026
$2,154/mo
$25,848/yr
Without dep: $1,719·Δ +$435/mo
YoY change
-2.4%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $1,992 | $1,530 | $23,904 |
| E-2 | $1,992 | $1,530 | $23,904 |
| E-3 | $1,992 | $1,530 | $23,904 |
| E-4 | $1,992 | $1,530 | $23,904 |
| E-5 | $2,154 | $1,719 | $25,848 |
| E-6 | $2,319 | $1,839 | $27,828 |
| E-7 | $2,337 | $1,995 | $28,044 |
| E-8 | $2,346 | $2,193 | $28,152 |
| E-9 | $2,376 | $2,232 | $28,512 |
| W-1 | $2,334 | $1,944 | $28,008 |
| W-2 | $2,343 | $2,190 | $28,116 |
| W-3 | $2,355 | $2,238 | $28,260 |
| W-4 | $2,394 | $2,310 | $28,728 |
| W-5 | $2,484 | $2,322 | $29,808 |
| O-1E | $2,340 | $2,151 | $28,080 |
| O-2E | $2,349 | $2,220 | $28,188 |
| O-3E | $2,409 | $2,307 | $28,908 |
| O-1 | $2,181 | $1,824 | $26,172 |
| O-2 | $2,316 | $2,103 | $27,792 |
| O-3 | $2,352 | $2,253 | $28,224 |
| O-4 | $2,508 | $2,313 | $30,096 |
| O-5 | $2,643 | $2,325 | $31,716 |
| O-6 | $2,661 | $2,328 | $31,932 |
| O-7 | $2,679 | $2,343 | $32,148 |
| O-8 | $2,679 | $2,343 | $32,148 |
| O-9 | $2,679 | $2,343 | $32,148 |
| O-10 | $2,679 | $2,343 | $32,148 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $2,064 | $24,768 | - |
| 2024 | $2,091 | $25,092 | +1.3% |
| 2025 | $2,208 | $26,496 | +5.6% |
| 2026 | $2,154 | $25,848 | -2.4% |
Need a specific scenario?
Open the interactive calculator to flip dependents on/off, compare two ZIPs side-by-side, or view full 4-year history charts.