BAH · CA038
2026 BAH Rates in SAN DIEGO, CA
All 27 paygrades, with and without dependents. This MHA changed +4.8% over the last 4 years.
E-5 with dependents · 2026
$3,975/mo
$47,700/yr
Without dep: $3,147·Δ +$828/mo
YoY change
-0.3%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $3,666 | $2,763 | $43,992 |
| E-2 | $3,666 | $2,763 | $43,992 |
| E-3 | $3,666 | $2,763 | $43,992 |
| E-4 | $3,666 | $2,763 | $43,992 |
| E-5 | $3,975 | $3,147 | $47,700 |
| E-6 | $4,404 | $3,387 | $52,848 |
| E-7 | $4,446 | $3,678 | $53,352 |
| E-8 | $4,488 | $4,065 | $53,856 |
| E-9 | $4,671 | $4,188 | $56,052 |
| W-1 | $4,425 | $3,564 | $53,100 |
| W-2 | $4,464 | $4,062 | $53,568 |
| W-3 | $4,521 | $4,206 | $54,252 |
| W-4 | $4,731 | $4,410 | $56,772 |
| W-5 | $4,992 | $4,455 | $59,904 |
| O-1E | $4,449 | $3,972 | $53,388 |
| O-2E | $4,506 | $4,161 | $54,072 |
| O-3E | $4,770 | $4,398 | $57,240 |
| O-1 | $4,032 | $3,351 | $48,384 |
| O-2 | $4,401 | $3,873 | $52,812 |
| O-3 | $4,518 | $4,248 | $54,216 |
| O-4 | $5,082 | $4,440 | $60,984 |
| O-5 | $5,493 | $4,458 | $65,916 |
| O-6 | $5,541 | $4,494 | $66,492 |
| O-7 | $5,586 | $4,575 | $67,032 |
| O-8 | $5,586 | $4,575 | $67,032 |
| O-9 | $5,586 | $4,575 | $67,032 |
| O-10 | $5,586 | $4,575 | $67,032 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $3,792 | $45,504 | - |
| 2024 | $3,882 | $46,584 | +2.4% |
| 2025 | $3,987 | $47,844 | +2.7% |
| 2026 | $3,975 | $47,700 | -0.3% |
Need a specific scenario?
Open the interactive calculator to flip dependents on/off, compare two ZIPs side-by-side, or view full 4-year history charts.