BAH · CA019
2026 BAH Rates in SAN FRANCISCO, CA
All 27 paygrades, with and without dependents. This MHA changed +10.4% over the last 4 years.
E-5 with dependents · 2026
$5,127/mo
$61,524/yr
Without dep: $4,086·Δ +$1,041/mo
YoY change
+2.7%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $4,764 | $3,573 | $57,168 |
| E-2 | $4,764 | $3,573 | $57,168 |
| E-3 | $4,764 | $3,573 | $57,168 |
| E-4 | $4,764 | $3,573 | $57,168 |
| E-5 | $5,127 | $4,086 | $61,524 |
| E-6 | $5,454 | $4,443 | $65,448 |
| E-7 | $5,490 | $4,782 | $65,880 |
| E-8 | $5,529 | $5,196 | $66,348 |
| E-9 | $5,799 | $5,286 | $69,588 |
| W-1 | $5,472 | $4,644 | $65,664 |
| W-2 | $5,505 | $5,193 | $66,060 |
| W-3 | $5,559 | $5,301 | $66,708 |
| W-4 | $5,892 | $5,454 | $70,704 |
| W-5 | $6,297 | $5,496 | $75,564 |
| O-1E | $5,493 | $5,124 | $65,916 |
| O-2E | $5,547 | $5,268 | $66,564 |
| O-3E | $5,955 | $5,445 | $71,460 |
| O-1 | $5,172 | $4,401 | $62,064 |
| O-2 | $5,451 | $5,007 | $65,412 |
| O-3 | $5,556 | $5,331 | $66,672 |
| O-4 | $6,444 | $5,481 | $77,328 |
| O-5 | $7,089 | $5,499 | $85,068 |
| O-6 | $7,155 | $5,532 | $85,860 |
| O-7 | $7,215 | $5,634 | $86,580 |
| O-8 | $7,215 | $5,634 | $86,580 |
| O-9 | $7,215 | $5,634 | $86,580 |
| O-10 | $7,215 | $5,634 | $86,580 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $4,644 | $55,728 | - |
| 2024 | $4,449 | $53,388 | -4.2% |
| 2025 | $4,992 | $59,904 | +12.2% |
| 2026 | $5,127 | $61,524 | +2.7% |
Need a specific scenario?
Open the interactive calculator to flip dependents on/off, compare two ZIPs side-by-side, or view full 4-year history charts.