BAH · NJ196
2026 BAH Rates in ATLANTIC CITY, NJ
All 27 paygrades, with and without dependents. This MHA changed +22.6% over the last 4 years.
E-5 with dependents · 2026
$2,655/mo
$31,860/yr
Without dep: $2,298·Δ +$357/mo
YoY change
+4.5%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $2,559 | $2,004 | $30,708 |
| E-2 | $2,559 | $2,004 | $30,708 |
| E-3 | $2,559 | $2,004 | $30,708 |
| E-4 | $2,559 | $2,004 | $30,708 |
| E-5 | $2,655 | $2,298 | $31,860 |
| E-6 | $3,291 | $2,469 | $39,492 |
| E-7 | $3,414 | $2,562 | $40,968 |
| E-8 | $3,543 | $2,784 | $42,516 |
| E-9 | $3,735 | $2,976 | $44,820 |
| W-1 | $3,312 | $2,538 | $39,744 |
| W-2 | $3,465 | $2,781 | $41,580 |
| W-3 | $3,627 | $2,997 | $43,524 |
| W-4 | $3,774 | $3,318 | $45,288 |
| W-5 | $3,954 | $3,441 | $47,448 |
| O-1E | $3,435 | $2,652 | $41,220 |
| O-2E | $3,603 | $2,934 | $43,236 |
| O-3E | $3,801 | $3,285 | $45,612 |
| O-1 | $2,736 | $2,457 | $32,832 |
| O-2 | $3,285 | $2,628 | $39,420 |
| O-3 | $3,624 | $3,060 | $43,488 |
| O-4 | $4,014 | $3,417 | $48,168 |
| O-5 | $4,296 | $3,486 | $51,552 |
| O-6 | $4,332 | $3,606 | $51,984 |
| O-7 | $4,365 | $3,669 | $52,380 |
| O-8 | $4,365 | $3,669 | $52,380 |
| O-9 | $4,365 | $3,669 | $52,380 |
| O-10 | $4,365 | $3,669 | $52,380 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $2,166 | $25,992 | - |
| 2024 | $2,376 | $28,512 | +9.7% |
| 2025 | $2,541 | $30,492 | +6.9% |
| 2026 | $2,655 | $31,860 | +4.5% |
Need a specific scenario?
Open the interactive calculator to flip dependents on/off, compare two ZIPs side-by-side, or view full 4-year history charts.