BAH · NJ202
2026 BAH Rates in NORTHERN NEW JERSEY, NJ
All 27 paygrades, with and without dependents. This MHA changed +22.3% over the last 4 years.
E-5 with dependents · 2026
$4,749/mo
$56,988/yr
Without dep: $3,561·Δ +$1,188/mo
YoY change
+8.1%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $4,275 | $3,207 | $51,300 |
| E-2 | $4,275 | $3,207 | $51,300 |
| E-3 | $4,275 | $3,207 | $51,300 |
| E-4 | $4,275 | $3,207 | $51,300 |
| E-5 | $4,749 | $3,561 | $56,988 |
| E-6 | $5,052 | $3,861 | $60,624 |
| E-7 | $5,073 | $4,299 | $60,876 |
| E-8 | $5,082 | $4,815 | $60,984 |
| E-9 | $5,235 | $4,896 | $62,820 |
| W-1 | $5,070 | $4,113 | $60,840 |
| W-2 | $5,079 | $4,812 | $60,948 |
| W-3 | $5,097 | $4,908 | $61,164 |
| W-4 | $5,289 | $5,046 | $63,468 |
| W-5 | $5,529 | $5,067 | $66,348 |
| O-1E | $5,076 | $4,746 | $60,912 |
| O-2E | $5,088 | $4,878 | $61,056 |
| O-3E | $5,325 | $5,043 | $63,900 |
| O-1 | $4,791 | $3,801 | $57,492 |
| O-2 | $5,049 | $4,593 | $60,588 |
| O-3 | $5,094 | $4,938 | $61,128 |
| O-4 | $5,610 | $5,055 | $67,320 |
| O-5 | $5,991 | $5,070 | $71,892 |
| O-6 | $6,042 | $5,073 | $72,504 |
| O-7 | $6,093 | $5,163 | $73,116 |
| O-8 | $6,093 | $5,163 | $73,116 |
| O-9 | $6,093 | $5,163 | $73,116 |
| O-10 | $6,093 | $5,163 | $73,116 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $3,882 | $46,584 | - |
| 2024 | $4,032 | $48,384 | +3.9% |
| 2025 | $4,392 | $52,704 | +8.9% |
| 2026 | $4,749 | $56,988 | +8.1% |
Need a specific scenario?
Open the interactive calculator to flip dependents on/off, compare two ZIPs side-by-side, or view full 4-year history charts.