BAH · MA125
2026 BAH Rates in ESSEX CO, MA
All 27 paygrades, with and without dependents. This MHA changed +21.7% over the last 4 years.
E-5 with dependents · 2026
$3,477/mo
$41,724/yr
Without dep: $2,910·Δ +$567/mo
YoY change
+5.2%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $3,282 | $2,589 | $39,384 |
| E-2 | $3,282 | $2,589 | $39,384 |
| E-3 | $3,282 | $2,589 | $39,384 |
| E-4 | $3,282 | $2,589 | $39,384 |
| E-5 | $3,477 | $2,910 | $41,724 |
| E-6 | $3,744 | $3,102 | $44,928 |
| E-7 | $4,032 | $3,288 | $48,384 |
| E-8 | $4,344 | $3,537 | $52,128 |
| E-9 | $4,755 | $3,606 | $57,060 |
| W-1 | $3,765 | $3,225 | $45,180 |
| W-2 | $4,158 | $3,534 | $49,896 |
| W-3 | $4,545 | $3,618 | $54,540 |
| W-4 | $4,833 | $3,807 | $57,996 |
| W-5 | $5,181 | $4,101 | $62,172 |
| O-1E | $4,089 | $3,474 | $49,068 |
| O-2E | $4,488 | $3,591 | $53,856 |
| O-3E | $4,887 | $3,735 | $58,644 |
| O-1 | $3,516 | $3,084 | $42,192 |
| O-2 | $3,741 | $3,417 | $44,892 |
| O-3 | $4,533 | $3,642 | $54,396 |
| O-4 | $5,301 | $4,053 | $63,612 |
| O-5 | $5,853 | $4,389 | $70,236 |
| O-6 | $5,904 | $4,524 | $70,848 |
| O-7 | $5,952 | $4,605 | $71,424 |
| O-8 | $5,952 | $4,605 | $71,424 |
| O-9 | $5,952 | $4,605 | $71,424 |
| O-10 | $5,952 | $4,605 | $71,424 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $2,856 | $34,272 | - |
| 2024 | $3,282 | $39,384 | +14.9% |
| 2025 | $3,306 | $39,672 | +0.7% |
| 2026 | $3,477 | $41,724 | +5.2% |
Need a specific scenario?
Open the interactive calculator to flip dependents on/off, compare two ZIPs side-by-side, or view full 4-year history charts.