BAH · MA123
2026 BAH Rates in FITCHBURG, MA
All 27 paygrades, with and without dependents. This MHA changed +20.9% over the last 4 years.
E-5 with dependents · 2026
$3,093/mo
$37,116/yr
Without dep: $2,763·Δ +$330/mo
YoY change
+1.1%
vs 2025 for E-5 w/dep
| Paygrade | With dep | No dep | Annual w/dep |
|---|---|---|---|
| E-1 | $3,024 | $2,415 | $36,288 |
| E-2 | $3,024 | $2,415 | $36,288 |
| E-3 | $3,024 | $2,415 | $36,288 |
| E-4 | $3,024 | $2,415 | $36,288 |
| E-5 | $3,093 | $2,763 | $37,116 |
| E-6 | $3,468 | $2,952 | $41,616 |
| E-7 | $3,687 | $3,021 | $44,244 |
| E-8 | $3,918 | $3,174 | $47,016 |
| E-9 | $4,212 | $3,279 | $50,544 |
| W-1 | $3,492 | $3,012 | $41,904 |
| W-2 | $3,780 | $3,171 | $45,360 |
| W-3 | $4,068 | $3,294 | $48,816 |
| W-4 | $4,266 | $3,516 | $51,192 |
| W-5 | $4,506 | $3,738 | $54,072 |
| O-1E | $3,729 | $3,090 | $44,748 |
| O-2E | $4,026 | $3,255 | $48,312 |
| O-3E | $4,302 | $3,462 | $51,624 |
| O-1 | $3,147 | $2,949 | $37,764 |
| O-2 | $3,465 | $3,075 | $41,580 |
| O-3 | $4,059 | $3,330 | $48,708 |
| O-4 | $4,587 | $3,699 | $55,044 |
| O-5 | $4,965 | $3,831 | $59,580 |
| O-6 | $5,010 | $4,047 | $60,120 |
| O-7 | $5,049 | $4,119 | $60,588 |
| O-8 | $5,049 | $4,119 | $60,588 |
| O-9 | $5,049 | $4,119 | $60,588 |
| O-10 | $5,049 | $4,119 | $60,588 |
Note: E-1 to E-4 in single-type-1 barracks generally receive $0 BAH; the rates shown apply when authorized to live off-base or with dependents.
E-5 with dependents · 2023–2026
| Year | Monthly | Annual | YoY |
|---|---|---|---|
| 2023 | $2,559 | $30,708 | - |
| 2024 | $2,943 | $35,316 | +15.0% |
| 2025 | $3,060 | $36,720 | +4.0% |
| 2026 | $3,093 | $37,116 | +1.1% |
Need a specific scenario?
Open the interactive calculator to flip dependents on/off, compare two ZIPs side-by-side, or view full 4-year history charts.